Unit Breakdown & Returns Model

Per-door metrics · Debt & IO · Leveraged returns · Hold period analysis

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Property Summary

Total Units

Avg Rent / Unit / Mo ($)

Purchase Price ($)

NOI Before RUBS ($/yr)

RUBS Income — Stabilized ($/yr)

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Debt Assumptions Leverage

LTV (%)

65%

Interest Rate (%)

Amortization (years)

IO Period (years)

0 = fully amortizing

Loan Fee / Points (%)

Refinance Optional

Model a refinance event

Hold Period & Exit

Hold Period (years)

Exit Cap Rate (%)

Rent Growth (% / yr)

Expense Growth (% / yr)

Disposition Costs (%)

Broker, legal, transfer taxes

⚠️ Negative leverage detected. Going-in cap rate is below the loan constant — debt is diluting returns. Reduce LTV, increase NOI, or renegotiate rate.

Per-Unit Economics $/door

Value Per Door Capitalized

Unit Breakdown & Returns Model

Per-Unit Economics $/door

Value Per Door Capitalized

Loan & Debt Service Summary

Cash-on-Cash — Before vs. With RUBS

Hold Period Returns — Year by Year

Equity Multiple by Exit Year